Debt Free Kid

Received my T4 at the end of February and immediately filed online. Received my income tax refund by direct deposit today and PAID OFF MY MASTERCARD. Looky at the pretty sidebars. I moved up the debt bar because I'm so proud. People have been asking me how I cleared $11 000 worth of debt in 15 months and to be honest, I'm not quite sure how I did it. I'm making a mental list and hope to type it out and post it soon. Hope you're having a great weekend. Mine just got that much better :) Seriously, Karissa

So much is going on in my little life, and I have to start somewhere, so here's a list: - union issues bumped my good friend and co-worker out of our adjoining offices, so I'm dealing with the change of missing what was and getting used to what is - I'm thinking of taking a summer school course in first-year accounting, which can lead into a degree in Business, if I decide to go that route - the Bean is beautiful and challenging, just like life should be Finances: March spending was about the same as previous months, with a little overspending in the food/house category, and underspending in car fuel/oil. Debt payments are excitingly moving along (as you can see in the sidebars). I received my income tax refund today of $1687.49. I put $860 into an RRSP account, bringing it up to $2500 or so. I put $300 on my line of credit and $500 on my credit card. Financially I'm feeling good. As for the rest of it, I'm feeling a little low lately, which is why I'm having a ...

*This is not a sponsored post* At this time next week I will be happily entering the information from my T4 into one of the online tax preparation programs, which I have narrowed down to Ufile or Quicktax. In anticipation of this event I have already played with both programs, using the Year-to-Date column on my December pay stub. I have filed with UFile for the past three or four years, without a hitch. Setting up my online form was simple, because they already had all my information on file from before. I had to update my address and add a couple of pages but because I am already familiar with the set-up - which hasn't changed in years - it was ok. Setting up Quicktax is very similar to setting up UFile. The layout is quite different, which took some getting used to, but the information requested is exactly the same. In the top-left corner is a little screen that showed an ongoing balance, which was quite cool. As I entered my information throughout the form the little screen wou...