Friday, January 29, 2010

Well I did it

I cleaned out my TFSA and put it on my MasterCard. I am so close to paying it off I can taste it. I will probably move another $400 from my LOC to bring the MC balance down to $1500. Then it's the waiting game for my tax return which will go right on there as well, hopefully paying it off. I'm not putting anything into my RRSP this year. I want this debt gone.

After fifteen months sharing a one-bedroom, Bean and I are moving into a two-bedroom on March 1st. We're staying in the same building, just moving down to the ground floor. I'll be paying about $150 a month for the extra bedroom plus a small backyard behind our apartment. Plus the super said they would give us a basic cable account for free for one year. I will have to sign another one year lease, which I think is BS considering I just finished one with them.

Seriously,
Karissa

Friday, January 08, 2010

Today's horoscope

"You might be anxious about your finances, and if you have debts, especially on plastic, there might be good reason for concern. It could motivate you to do something about it, and that's a good thing. Start planning for a "zero-debt day" and you'll feel a lot better. "

Seriously,
Karissa

Tuesday, January 05, 2010

The Way of the Happy Woman

*This is not a sponsored post*

Back in 2005 I spent two months in Chiang Mai, Thailand, and it is one of my long-term goals to return.

For a few months now I have been receiving email from Sara Avant Stover and I thought I'd share the most recent one here.

Dear K,

I don't know about you, but for me, one of the hardest things to do is LET GO.

Another way to put that is "Surrender."

When I'm faced with a bad day, a challenging situation, or a super-human to-do list, sometimes
I can get wrapped up in the drama. I can take on a defeatist attitude and say to myself,

"Oh, I can never do that."

"I'll never have enough time."

"This is overwhelming."

And, when I say these things to myself I actually start to BELIEVE them. This is when I get into trouble. I get tired, even sick. I lose focus on the big picture. And, worst of all, I lose touch with my soft core as a woman.

I KNOW I'm not alone in this. I hear it from many of you, from my clients, students, friends...it's so common in the world today where we face 100X more stimulation in 1 DAY than our ancestors did in a whole LIFETIME. Wow.

So here's what I do when I start to feel this way, and I hope that you will try it, too:

1. Take a step back. Look at the big picture. See the moment, day, or situation, in the larger perspective of your whole life. Take on a bird's-eye view, in other words.

2. Feel your feet. Really. Feel your feet. Take a breath all the way down through your belly and legs and into your feet. Do that for a few or several breaths, as much as you need
to really get into your body again. (When you get overwhelmed like this, you're in your head. So get back into your own skin!)

3. Ask yourself, "What do I need to know right now?" When you ask this you tune into your intuition, into the guidance from your highest self. You tune into your heart. Wait and listen
to the answer.

4. Make a date with yourself to do something pleasurable. It could be a bubble bath, a walk in the woods, sitting down and savoring an apple with almond butter. Whatever, it doesn't need to be fancy. When you have too much going on, most likely you've disconnected from what makes you happy. It's time to reconnect with that.

I hope this helps! If you have any other tips that work for you to surrender and let go, let me know, I'd love to hear them!

With love and happiness,

Sara


Seriously,
Karissa

Saturday, January 02, 2010

Goals for 2010

Happy New Year!

Here are some of my goals for 2010:
- go to the gym three times a week (yoga, weights, cardio)
- eat three proper meals a day - with protein - and keep them as healthy as possible
- start knitting again (xmas presents)
- pay another $7000+ off the debts
- practice gratitude every day

Seriously,
Karissa