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Showing posts with the label to-do

February - no spend month

I get paid on the 28th of each month, and sometimes, like this past January, it feels like weeks between payday and the beginning of the next month. I have about three months worth of pay saved up so I'm never quite short on funds, but I do try to make each current pay last till the end of the month (the 30th or 31st, rather than the 28th), Since February has only 28 days (normally) it is a nice feeling to head right into March with a full paycheque. This month, to make it even sweeter, I have declared it "no spend month." This means that all non-essential spending (groceries and gas excluded of course) is to be delayed for four short weeks. And I am not allowing myself to cheat by using a credit card and paying it off next month. Half of my January pay went towards a hefty credit card bill from December spending, even though I had a christmas savings account set up. Still, it is nice to check my credit card statements and see that zero balance. Since I am single agai...

Money Monday - 3 days late

Happy Thursday! The plumbers returned last week to check the leak on the brand-new hot-water tank, and said it was perfectly fine. They think the leak is coming from the bathtub upstairs. So I didn't need to have the old tank replaced, and I didn't need to sign the five-year contract for the new one. Too late. The bathtub does not leak when we take daily showers; it only happens when we take baths. I thought maybe we were filling it up too high and the overflow drain had a leak. We had a jacuzzi tub in the last rental house and were spoiled with a big bath. On the weekend I took a bath and was careful not to fill it up too high. When I checked the basement afterwards it was like a downpour, running across the floor to the drain. Worse than I had seen it before, but before I had not checked immediately after the bath and it may have dried up some. Still, I felt it was lucky that I had spent a few hours in the basement earlier organizing, and nothing got wet. A family mem...