Debt Free Kid

Jolie wanted to know how the cash jars are going so here's an update. We're going into week four with the cash jars. So far I think I'm getting used to it. One problem I can see so far is with gas money. For the past three months I have spent around $80 on gas for the car, so for this month I budgeted $100. The whole amount was spent a week ago. I suspect it's because I am using a full-serve station now and maybe they aren't very honest at the pump. I can't think of another option because my son is usually in the car when we fill up and I used to rely on pay-at-the-pump with my credit card. I'm thinking of going back to that. For groceries the cash only seems to be working though, and we still have $60 out of $200 remaining with just over a week to go. I don't have any of my $100 personal spending money left but that's to be expected. I sold my sister my crappy cell phone and all its accessories for $50 and I still have $40 left from that. In...

April was a little too spendy for my liking (two impulse shops + one trip to the Capital + one trip to have my snow tires removed + Bean's fourth birthday = $500) so for May I have switched to cash only. I withdrew $400 cash ($200 for food & household, $100 for car-gas, $100 spending money) and divided it into a couple of old spagetti sauce jars. So far, I hate this system. I am just not used to cash. I like cards. I don't know if I'll get used to it. I'm going to try my hardest, because I can't rely on the security of my line of credit anymore, since I transferred the balance of my debt onto a low-interest master card (0.99% for ten months). Previously I was depositing my monthly paycheque into the LOC account and removing a weekly amount for expenses (usually $100 a week or $200 when car insurance was due). This system seemed to work really well for me: I was paying the balance down and feeling secure about access to my funds. Now that my debt is sitting...