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Showing posts from November, 2015

I was so close to shopping online today ("black friday")

Yep, I almost did it. I almost pulled the trigger on a couple of sites today. I had stuff in the carts, but I closed the tabs before I pulled out the credit card.

The first cart contained a couple of "ugly christmas sweaters" for Bean and I, and they weren't even that ugly. The one for me was pretty cute, and since it was pink and black, I could wear it year round. I knew Bean would get a kick out of the one I picked out for him.

The second cart was for skincare, my most favourite thing to splurge on. I'm almost out of my $55 serum, and I saw an email for some sample primers at a great price. I needed to add only $2 more to get bonus points, so I picked out a new face wash.

I scrutinized my purchases a few times, and read a couple of reviews of the primers. I needed to make sure the cosmetics company was cruelty-free.

And then I clicked "x," twice.

And went to heat up my ramen noodles for lunch.

I also figured out how to file a dispute with amazon, since so…

Yes, I am a PF Geek

One morning last week, I woke up with a little giddy feeling, sort of like it might be my birthday*, or christmas morning, but it wasn't. It was Friday the 13th I think, but that had nothing to do with the feeling.

I was excited because the night before I received an email from Tangerine** telling me that I'm pre-approved for their new cash-back credit card.

As soon as I saw the email on my phone, I went over to the laptop and logged in to accept my acceptance. I was pre-approved for $14 000 but I was able to change it to $7500. I chose this amount because when the new card arrives I will cancel two other credit cards worth $10 000 combined.

We are sometimes told to keep our oldest credit card opened for good credit history, but now that I have a mortgage and car loan in place, I'm not too worried about what my credit rating looks like. I hopefully will not be opening too many more credit products after this.

I'm excited for this card to show up. Not only will it allow…