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Showing posts from November, 2014

Money Monday - a new car port

OK, it's Tuesday, so I'm only a day late for Money Monday. I'm trying me best here eh? :D

Better than 2012, when I didn't post at all!!!

During the offer and counter-offer part of the house sale, I made sure that the car port and shed behind the house would be included, and they were. After a couple of weeks of waiting, waiting (it felt like months), I received a call from my agent saying there was a problem. He received a call from the sellers' agent saying that a complaint had been filed to the city back in 2005 about the car port. Apparently it was too close to the property line. It was implied that it was to be dealt with before the sale was finalized. I was disappointed that, if the sellers had to take it down, I would have another winter of scraping snow and ice off my car, which had not yet lived a winter in my care.

In the end,  the car port stayed up, and I had to sign a letter with my lawyer saying I was aware of the complaint. Since there was no work ord…

Money Monday - the hot water tank

We have been in the house less than three weeks and we are ecstatic. Bean's new favourite word is "Newhouse."

On the weekend I noticed the tray under the hot water tank is full of water, and slowly starting to leak onto the concrete basement floor. I put newspapers around it, and they dried, and Baxter (the kitten) decided to take them skating around. The basement seems to be his domain, because his litter box is down there.

I called the utilities company, and they are sending a plumber this afternoon to replace the tank. Before the old one is removed, I will have to sign a five-year contract for the new tank.

I balked at the commitment. The rental is $12.35 (10.93 + HST) per month on my hydro bill. In five years the cost of the rental will be over $3200, if the price does not increase. I could probably have three tanks purchased and installed for that price, but then I would be on the hook for all the repairs.

I spoke to the plumber, and he assured me that renting is th…

So I bought myself a house

This week I turn 40 years old. Last week I became a house owner.

I am sore, grumpy, and slightly overwhelmed, but I am also proud and ecstatic.

I had two goals to reach by my 40th birthday:
1) to get married;
2) to buy a house.

I reached goal # 2 with a week to spare.

I have modified goal # 1 to read:
1) to find a suitable life partner in my 40s;
2) or not.

So, Partner (ex) informed me that he found another place to live about a week into September.
I realized quickly that I had three choices:
1) Keep our rental house and sublet one of the bedrooms (Rent = $1250 + $320 utilities + $57 internet);
2) Move into another rental, hopefully in the same neighbourhood;
3) Cash in $8500 RRSP account and buy a house of our own.

First I went to Kijiji and searched the "room wanted" ads. There were a few single women who had teaching contracts who were looking for a room. I thought this would be ideal; but since Partner (ex) dropped the bomb a week into September, these women had already…