The light at the end of the debt tunnel is beautiful and warm. Just in time for a well-deserved thaw, I will be credit-card debt-free.
With my income tax refund I paid off the line of credit. With the child tax credit I will put $200 on the credit card, bringing it down to $3000.
The good news is that I was asked to house-sit for three months!! Without having to pay rent (or bills) this spring and summer I will be able to pay the debt off in full, several months before my self-imposed deadline.
Then in the fall I can begin to pay my student loans. I am trying to come up with a strategy to get around the consolidation agreement that stretches out the payments over 14 years, doubling the amount borrowed.
So, that is my good news.
In other news I am grateful to have a little bit of savings into which I can tap to make a donation to MSF.