Tuesday, May 26, 2009

My budget spreadsheet is a mess

Back to the drawing board, as they say.

I got it sorted out today, and I already know what the problem is. Luckily, I get paid at the end of the week, so I get a chance to start over again.

What happened was I was paying my basic expenses and putting the rest of my money onto my Line of Credit. My rationalization was that if I ran out of $$ I could tap into the LOC. Then when I ran out of money, I would berate myself for considering using the LOC, and use my credit card instead.

Now I have a $300 credit card bill to pay off, and tracking the expenses has mucked up my pretty spreadsheet.

For June the new goal is to keep at least $300 in my account and shelve the credit card. For good, I hope.

Seriously,
Karissa


Friday, May 15, 2009

The Cost of Wellness

So far, my new morning routine consists of:

- two Super Orti-Vite vitamins ($42 a bottle)
- one Omega 3 - 6 ($16 a bottle)
- one Aloe Immune ($41 a bottle)
- 2000 IU liquid Vitamin D (free from naturopath)
- one Macrobid (covered by SunLife)
- two Valacyclovir (covered by SunLife)
- two eggs and toast
- apple or strawberries
- glass of orange juice (canned concentrate, pulp-free)

At lunch I have been eating dinner leftovers, which is usually rice and a meat/veggie concoction that I throw together. Yesterday I remembered to pack some fresh veggies and dip. At some point in the day I eat two more Valacyclovir, and thanks to all this pill-popping, I'm drinking tons of water. All day I sip on a red raspberry leaf tea ... I don't mind it if it's cold.

Dinner is more protein/veggie/grain stuff and another Macrobid. If I remember and think my stomach can handle it I eat an iron pill ($24 a bottle).

Nighttime routine is one more Omega 3 - 6 and another Aloe Immune. My naturopath says that once the bottle of Aloe Immune is finished I won't have to take anymore. She also said that I MUST consume protein three times a day. This week I am eating through 2 lbs of ground beef. So much for going back to vegetarianism.

My naturopath also mentioned that Canadian beef is very high quality and much more trustworthy than chicken. She said the industry has worked long and hard to make sure it's products are really standard, which is reassuring.

Finally, a really great thing has come out of being sick. I realized on Monday that I had not had a coffee since Friday. I guessed that some of my headachy pain over the weekend could have been attributed to withdrawal. I had been planning to take a couple days to myself this summer and put myself through the coffee withdrawal, but it's already done! I miss coffee, but I have been making myself drink herbal tea instead. I went for a coffee with a friend yesterday and had an Earl Grey with milk and sugar instead. It was lovely.

Funny thing is, I didn't touch coffee until I was 26 years old. Then I made up for lost time by becoming a fast addict of it. Hopefully I can chalk up another addiction busted (along with cigarettes - go me!).


Seriously,
Karissa


Thursday, May 14, 2009

Boy, when I get sick ...

I have known for the past few weeks that I was feeling low. Every time I thought of something to post on this blog I decided it was too negative, or whiny, or not grateful enough. Like, the old me.

I was snapping at my son A LOT. And freaking out on his dad TOO MUCH (well, the doofus did play a mean trick with money in April, but I didn't want to react the way I did). I was spending A LOT of time at work trying to wrap up the semester, and trying to get to my weekly Al-Anon meeting each Tuesday afternoon. I spent a weekend with my mom, which turned out pretty well, for maybe the first time ever. I was stressing a lot about a potential new relationship.

And then I got sick. Disgustingly, embarrassingly sick. I couldn't keep water down and what I thought was a spider bite on my back migrated to my front. I writhed and itched and thought I might be dying. After a whole weekend of suffering, I went to the doctor.

Diagnosis: SHINGLES. Yes, the same shingles that my grandmother gets. My old chicken pox virus gone bad, after thirty years of harbouring in my spinal nerves. My nerves were shot, and they shot out an old pox to remind me of what bad really is.

I'm back to being grateful, because it could have been worse. Shingles is something I can live with. It's a condition that can recur, so it forces me to take care of myself in order to prevent a new outbreak. The pain can be excrutiating at times, but I can live with it. I have an amazing capacity for pain (or so I was told during my 37 hours of labour with Bean in 2006). The treatment is a little expensive, but bound for success.

No more skipping breakfast, or cafeteria pizza for lunch. No more toast for dinner.

I have a feeling I'm going to have to re-visit my budget, and possibly move some debt money into food and wellness money categories.


I don't have the internet at home anymore so I try to post from work (on my lunch break, of course ;)). However I have been mostly keeping up with blog reading on my HTC phone. I managed to get a readable Google Reader on it and I check it a couple times a day. So, I've still been here all along, just not able to say anything. And like I mentioned, I didn't have much to say. I hope this new, renewed wellness project that is ME gives me inspiration to write again.

Seriously,
Karissa


Monday, May 04, 2009

April spending

I went $67 over-budget in April, but I'm not kicking myself for it, because I earmarked ALL of my income tax refund to RRSP savings and debt repayments. As well it was Bean's third birthday on the 30th, and I forgot to budget for it.

I bought his main birthday gift - a Little Tykes easel - last November and had it stored in my dad's basement until Easter. The party itself cost me a few bucks, for cupcake mix (I made 40 cupcakes, 24 went to his friends at daycare) and muffin tins, loot bags for Bean and his friend Gloria, juice and snacks, and a round of bowling for the main event. We had a lot of fun.

There was also my Overspend Weekend, which could have been worse.

My mom came to visit this past weekend and I spent some unbudgeted funds from my May budget because when we are together we like to shop. I took it easy though, and bought only a few tank tops and a pair of jean shorts at a heavily discounted price, a brand-new wallet at a second-hand shop, and some liquid laundry soap.

I was hoping by now to have tried one of the homemade laundry soap recipes out there but I haven't been able to force myself to sit down and grate the laundry bar.

I decided not to enroll in a summer school course because I am tired most of the time and want to get some energy built up before I take on a new goal.

Seriously,
Karissa