Debt Free Kid

What would I do if I didn't have to work? Near the end of my previous relationship, I was trying to make a case for early retirement (aka "financial independence.") Partner (ex) couldn't imagine not working his 45-hour-a-week job for the next 35 years and also could not imagine what he would do with all that time off. The only thing I could think of at the time was "travel!" but we knew if that were to become a reality we would have to have much much better finances. So, now I'm on my own, and I'm still planning my early retirement. Even though my collective agreement tells me that I can't access my pension until the first day of the first month following my 60th birthday, I hope to be finished working by 55, which is now 15 years from now. Ten years more of work would be even better. What would I do if I didn't have to work? - set my alarm for 7:30 am and get up around 8:00 - see my son off to school - practice yoga for two hours ...

Recently my sweetheart and I had a conversation about lotteries. I told him that all I wanted was one million dollars. It's a ton of money for my purposes but really on the grand scheme of things it's not much. Think about it, all you have to spend is one cent and you're no longer a millionaire. Anyways, if I won a million dollars - which I wouldn't, because I don't buy tickets - I would spend it like this: $400 000 - one good piece of property to live and retire in. It doesn't even have to cost that much, but I would like to put aside a cushion for utilities and maintenance. $40 000 - pay off every last cent of my credit card debt and student loans $60 000 - take a trip around the world with my son and my sweetheart That's only half. The other half I would put into trust funds for charitable donations, maybe a bursary at my university, and of course savings for my future and Bean's too. It's really not that much but it's a fortune to me,...