Debt Free Kid

Yep, I almost did it. I almost pulled the trigger on a couple of sites today. I had stuff in the carts, but I closed the tabs before I pulled out the credit card. The first cart contained a couple of "ugly christmas sweaters" for Bean and I, and they weren't even that ugly. The one for me was pretty cute, and since it was pink and black, I could wear it year round. I knew Bean would get a kick out of the one I picked out for him. The second cart was for skincare, my most favourite thing to splurge on. I'm almost out of my $55 serum, and I saw an email for some sample primers at a great price. I needed to add only $2 more to get bonus points, so I picked out a new face wash. I scrutinized my purchases a few times, and read a couple of reviews of the primers. I needed to make sure the cosmetics company was cruelty-free. And then I clicked "x," twice. And went to heat up my ramen noodles for lunch. I also figured out how to file a dispute with amazo...

Recently my sweetheart and I had a conversation about lotteries. I told him that all I wanted was one million dollars. It's a ton of money for my purposes but really on the grand scheme of things it's not much. Think about it, all you have to spend is one cent and you're no longer a millionaire. Anyways, if I won a million dollars - which I wouldn't, because I don't buy tickets - I would spend it like this: $400 000 - one good piece of property to live and retire in. It doesn't even have to cost that much, but I would like to put aside a cushion for utilities and maintenance. $40 000 - pay off every last cent of my credit card debt and student loans $60 000 - take a trip around the world with my son and my sweetheart That's only half. The other half I would put into trust funds for charitable donations, maybe a bursary at my university, and of course savings for my future and Bean's too. It's really not that much but it's a fortune to me,...

We got our subsidized food box from the YWCA this week. We had a choice of large or small, and I always sign up for the small box. The boxes are packed and ready to go twice a month: the staples box can be picked up during the third week and the produce box is ready the fourth week of the month. Because I receive the subsidy, I get the boxes for $5 and $6 each. They come at a great time for me, because my monthly paycheque is usually pretty well spent by this time. Have I mentioned already that I only get paid once a month? :) Non-subsidized boxes are $11 (staples) and $12 (produce) for the small sizes. I really like the produce box because it usually comes with one or two things that I wouldn't normally buy, like fresh herbs or beets. This week's staples box came with bagels and cream cheese, which I rarely purchase, so this was a treat, a bunch of carrots and a few potatoes, four apples and two tangerines, a can of beans, a can of tuna, a can of tomatoes, a package of spagett...