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Showing posts from June, 2009

Car Fund account/ Increasing income

I have three savings accounts with PCF. I allocated one as "Car Fund," where I would save up funds for gas, maintenance (oil changes) and repairs, and optimistically a six-month chunk for the insurance company, so that I could get out of paying month-to-month - adding another $100 to my monthly income. I just can't seem to keep more than $400 in that account, so I've deleted the tracking from my sidebar. Ideally I need at least $800 for my goal, more if I want to add snow tires to the roster. I'm thinking again of getting a part-time job. I'm a Telus customer, and I was thinking of putting my resume in to the store at the big mall. The main setback is that I have only weekends to work, but there are occasional weekends that Bean's dad does not take him. Also, if I make too much money my daycare subsidy decreases, increasing cost of daycare. This won't be an issue once Bean starts kindergarten in 2010. As well the student loan goons might not be as frie

Diaper deals at Rexall

This week I will be visiting Rexall (Pharma Plus) drug store for the third time in two weeks to purchase Huggies. We use the diapers for night time and the Pull Ups at daycare. The Huggies Pull Ups are far superior to Pampers or store brands (this is not a sponsored post). Both the diapers and the Pull Ups are in the flyer for $14.99 until this Friday. Plus, I am armed with $2.00 coupons for the diapers that I found in the blue box in my building, and $2.50 coupons that were on the shelf of Price Choppers - I have been taking one each time I go into the grocery store to buy food. So the diapers are only $12.99 and the Pull Ups are $12.49. Much better than $17 or even $19.99 for a little pack of 40! So, I may go over-budget by about $100 this month, but we should be stocked up on diapers and Pull Ups for the most of the summer. Hopefully Bean potty-learns by September :) Seriously, Karissa

Money Ups and Downs - an update

I way way way overspent in May. There were two trips to the big city, the second one involving a trip to the thrift shop where I scored three dresses, a blazer and a pair of leather flats for $40. I would like to make a picture post with my deals, and some of the frugal meals I have been making, but it's not often I get to an internet connection long enough to do so. I am still reading most of the blogs I am following on my smartphone. For a few days last week my facebook-addiction was seriously challenged, when I couldn't get it to load on my phone. I tried to convince myself that it was a good thing, that I could now downgrade to a simpler phone and drop the $15 unlimited web access from my phone bill. I even pulled out one of my old phones to make the switch. Then I figured out how to fix the facebook and practically kissed my smartphone in relief. It's kinda like when I quit coffee when I was sick. I lasted almost three weeks, and slowly the coffee addiction has crept b